Tuesday, August 31, 2010

Breaking Up is Hard to Do

About a month ago I got a call on my cell from an unknow number, and surprising even me... I answered it.

Caller: "Hello MissMarrieeeeeedddddddd...." (The caller didn't actually address me as MissMarried, but he really did drag my name out. It would have been something like "Lindssssaaayyyyyyyyyyyy..." if my name was Lindsay... anyway I digress).

Me: *eyeroll* "Yes?"

Caller: "This is Insurance Agennntttttt ABC with ZXY Insurance."

Me: "Yes, hello." (I'm holding myself back from freaking out about all the extra syllables at this point).

Caller: "When you got married a year ago, you decided to drop our coverage, and since it's been a year, I was hoping to have an opporunity to rebid for your business."

Me: "Yes, well, it was easier at the time to join my husband's insurance since the homeowner's insurance was in his name, along with 3-4 other reasons."

Caller: "Well, can we take a look?"

Me: "Sure. Why not?"

At this point I was dreading the process. Transitions from one service provider whether it's your cable provider, the gas company, or an insurance agent are never easy. Emphasis on never.

Lots of paperwork has to change hands, and in the case of changing insurance brokers you have to hear the HARD last ditch sales pitch as to why you should stay with the agent you're trying to break up with.

To make a LONG story short, the agent that drawwwws out his worddds was able to save us about $600(!) a year with our car and homeowner's insurance!

If he had come back and said, we can save you $50, I probably wouldn't have gone thorugh the hassle, but since my parents have done business with the man for 23 years, and we painstakingly went through the poilcies side by side, I knew I was getting a good deal and could trust this agent. He even told me he would "break up" with our old agent for us. Hallelujah! We signed some forms, he faxed them over, and we thought it was a clean break.


Little did I know that our old agent would call,  promise eminent bodily harm would to strike at any moment, and that the new insurance company wouldn't cover us like she would. And then I dealt with a 10 minute lecture on the importance of being responsible. Ugh!

We've been with the new insurance agent for two weeks now, and so far so good. I do keep an eye over my shoulder for the old insurance agent ready to rear end my car just so she can tell me "I told you so."

I wish I was kidding.


  1. That's ridiculous. I hate dealing with sales people in any form.

  2. That's awful that they make you feel that badly about breaking up with them. You're just trying to get a good deal, and they couldn't give it to you. There's no reason for them to be like that when they lose your business.